Checking

  • $100.00 minimum to open
  • $1000.00 minimum daily balance
  • FREE check/ATM card
  • FREE eStatement
  • FREE online banking and bill paying
  • FREE zipper bag
  • FREE night depository bag
  • Maintenance charge per cycle is $0.00 unless balance drops below minimum
  • If below minimum, fees are as follows:
    • $500.00 to $999.99******$2.00 + .20 per debit
    • $00.00 to $499.99*******$4.00+ .20 per debit
 
Member FDIC
Member FDIC
Citizens Bank of Effingham
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Equal Housing Lender
Equal Housing Lender
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