• Phone Bank
• Online Banking
• Check Reordering
• ATM / Check Cards
• Direct Deposit
• Wire Transfers

Phone Bank

Call Phone Bank for 24/7 account information – 912.754.1122

Online Banking

With Online Banking you have access to your account information any time of the day or night. Easily organize your finances and pay bills online in real-time. You’ll find that Citizens Bank of Effingham provides a private, secure and convenient way to manage your finances.

With Online Banking You Can:

• Check balances and monitor activity in your Citizens Bank of Effingham accounts.
• Transfer funds between accounts.
• View check images.
• Stop payment on checks before they are processed.
• Download your account information for use in financial management software Quicken®.

With Bill Payment You Can:

• Pay your bills with a few mouse clicks from a single, simple and secure site.
• Control which bills get paid and when.
• Schedule one-time or recurring payments.

click here for more information ...

Check Reordering

Click or call to reorder your checks 24 hours a day, 7 days a week

• 1.800.355.8123
• www.checkreorderexpress.com

ATM / Check Cards

• Have constant access to deposited dollars
• Withdraw money and check balances from numerous places around the world
• Free withdrawals from Citizens Bank of Effingham’s ATM machines
• Fees vary for withdrawals at other ATMs

Lost or stolen ATM and Check Cards:  During regular banking hours please call 912.754.0754, 912.826.0826, or 912.772.0772.  After hours, please call 1.800.236.2442.

Direct Deposit

Bank customers have the option of having their government checks, pension checks or payroll checks directly deposited into their savings or checking accounts.  Direct deposit eliminates the possibility of stolen checks, minimizes trips to the bank and there are no fees.

Contact the issuer of the check/deposit to arrange for direct deposit or speak with a Citizens bank Representative for more information.

Wire Transfers

Bank customers can transfer funds or have funds deposited into an existing account from another financial institution inside or outside the United States.  Benefits of wire transfers are immediate access to transferred funds.

Contact a Citizens Bank of Effingham representative for more information.